Personal allowances , premiums and payments to cover certain housing costs together make up your benefit payment
Any new claim to
Income Support awarded from 6 April 2004 will not include child-related
elements because support for children will be provided by Child Tax Credit
(CTC) . Families on Income Support in April 2004 who have not already
claimed CTC will be moved to CTC from October 2004. CTC is paid into the
main carer's bank account. See Child Tax Credit
Single people
aged 16 - 17
or depending on their circumstances
aged 18 - 24
aged 25 or over
Couple
both aged 18 or over
Where one or both partners are aged under 18, their personal allowance depends on their circumstances.
Lone parents
aged 16 - 17
or depending on their circumstances
aged 18 or over
Dependent children
from birth to day before 19th birthday
£33.50
£44.05
£44.05
£55.65
£85.75
£33.50
£44.05
£55.65
£42.47
Family
Family (lone parent rate for people with preserved rights)
Breavement
Disabled child
Carer
Severe disability - paid for each adult who qualifies
Pensioner
Enhanced pensioner - aged 75-79
Higher pensioner
Disability
Enhanced disability premium
£15.95
£15.95
£23.95
£42.49
£25.55
£44.15
n/a
n/a
n/a
£23.70
£11.60
£73.65
£73.65
£73.65
£33.85
£16.75
£17.08
Deductions for non-dependents
Aged under 18
Aged under 25 and receiving income support or Income-based JSA
Aged 18 or over, and in work and not receiving Pension Credit - with gross
income of:
less than £97.00
£97.00 - £143.99
£144.00 - ££185.99
£186.00 - £246.99
£247.00 - £307.99
£308 and over
Other cases
nil
nil
£7.40
£17.00
£23.35
£38.20
£43.50
£47.75
£7.40
Income Support is payable under the same rules as for someone living in their own home
If you have a partner, and depending on your circumstances, any Severe Disability Premium you get will usually reduce to £44.15
If you are single, your Severe Disability Premium will stop
After
12 weeks in hospital
If you get extra money for a dependent child or
young person who is in hospital, the extra money will reduce to £15.90
If you are single or a former lone parent who is no longer treated as responsible for your children, your income support will reduce to £15.90
Your Income Support may be reduced by more if the people looking after you do not think you can make full use of this money each week
You may still get help with housing costs you are entitled to and you may still get help with any money paid because you have dependent children. This includes the Family Premium.
If you are a lone parent, your Income Support will reduce to £19.90
If you have a partner, and one of you is in hospital, your Income Support will reduce by £15.90*
If you and your partner are both in hospital , your Income Support will reduce to £39.80*
*In some circumstances after 52 weeks in hospital you and your partner may be seperately assessed for Income Support.
£73.55
£66.20
£58.84
£51.49
£44.13
£36.78
£29.42
£22.07
£14.71
Disablement
100%
90%
80%
70%
60%
50%
40%
30%
20%
£120.00
£108.09
£96.08
£84.07
£72.06
£60.05
£48.04
£36.03
£24.02
1% - 10% £12.01
11% - 19% £24.02
This may be due to the wife or husband of someone who died before 11 April 1988 due to an industrial accident or an industrial disease. If you think you may qualify, ask your social secufity office, Jobcentre or Jobcentre Plus for details. The benefit is paid at 2 main rates, £79.60 (higher rate) and £23.88 (lower rate).
Reductions after 52 weeks in hospital
The rules regarding hospital downrating changed from the first benefit pay day on or after 21st May 2003. The change means from this date you will only have your benefit reduced when you have been in hospital for more than 52 weeks.
If you are in hospital for more than 52 weeks your benefit will reduce to £15.90
Exceptional rate £96.20
Intermediate rate £72.15
Normal maximum rate £48.10
Part-time rate £24.05
Additions for early incapacity
higher rate £15.55
middle rate £10.00
lower rate £5.00
Person aged 16-17
Person aged 18-24
Person aged 25 or over
£33.50
£44.05
£55.65
Personal Allowances
Single people
aged 16-17
aged 18-24
aged 25 or over
Couple
both aged 16/17
both aged 16/17, one disabled
both aged 16/17, with responsibility for a child
one aged 16/17, one aged 18-24
one aged 16/17, one aged over 25
both 18 or over
Lone Parents
aged 16-17
or depending on their circumstances
aged 18 or over
Dependent children
from birth to day before 19th birthday
£33.50
£44.05
£55.65
£33.50
£44.05
£66.50
£44.05
£55.65
£87.30
£33.50
£44.05
£55.65
£42.27
Premiums
Family
Family (lone parent for people with preserved rights)
Bereavement
Disabled Child
Carer
Severe disability - paid for each adult who qualifies
Pensioner
Single person
Couple
Enhanced pensioner
Single person
Couple
Higher pensioner
Single person
Couple
Disability premium
Single person
Couple
Enhanced disability premium
Single person
Couple
Child
£15.95
£23.95
£42.49
£25.55
£44.15
£49.80
£73.65
not applicable
£73.65
£49.80
£73.65
£23.70
£33.85
£11.60
£16.75
£17.08
Housing
costs - deductions for non-dependents - amounts
are the same for Income Support.
Care homes - Jobseeker's Allowance is payable
under the same rules for someone living in their own home.
The rules regarding hospital downrating changed on 21st May 2003. The change means that your benefit will usually reduce when your partner has been in hospital for 52 weeks, unless certain premiums are included in your benefit which could reduce before this date.
If you get extra money for a dependent child who is in hospital the extra weekly money will reduce to £15.90
Appropriate amounts and additional amounts for those with caring responsibilities, disabilities and certain housing costs.
Appropriate
Amounts
Gaurantee Credit
Single person
Couple
Additional amounts for severe disability
Single person
Couple (both qualify)
Additional amount for carers
Saving credit rewards people aged 65 and over for some of the savings
they have for their retirement, up to a maximum of:
£15.51 a week if you are single ; or
£20.22 a week if you have a partner
Housing costs - deductions for non-dep-endents
Amounts are the same as Income Support.
Assumed income - sometimes known as income from capital :-
For each £500.00 or part of £500.00 of capital over £6,000.00
(£10,000 if permanently resident in a carte home), your entitlementis
reduced by £1.00 per weekl
£105.45
£160.95
£44.15
£88.30
£25.55
Total
disablement allowance £120.10
Partial disablement allowance £44.35
Constant Attendence Allowance and/or Exceptionally Severe Disablement
Allowance may be awarded with Total Disabloement Allowance.
Based on your own or your late spouse's
National Insurance (NI) contributions
Based on your spouse's contributions
Non-contributory (based on residence) full rate
married woman's rate
Over 80 addition
£79.60
£47.65
£47.65
£28.50
£0.25
Reductions
after 52 weeks in hospital
The
rules regarding hospital downrating changed from the first benefit pay
day on or after 21st May 2003. The change means from this date you will
only have your benefit reduced when you have been in hospital for more
than 52 weeks.
If you do not have a dependent you will receive £15.90
If
you are in hospital for more than 52 weeks and have a dependent , you
will receive £15.90. Your
dependent can receive extra benefit while you are in hospital - you need
to apply for this benefit.
If your husband or wife is in hospital for more than 52 weeks, any dependency
benefit you receive for them will reduce to £15.90
From 1978 to 2002 Additional Pension was paid from State Earnings - Related Pension Scheme (SERPS) and was only available to employees.
From 6 April 2002, SERPS was reformed to provide a more generous additional State Pension for low and moderate earners, certain carers and people with long-term illness or disability. This is called the Second State Pension.
Based on your graduated NI contributions paid between April 1961 and April 1975.
For every £7.50 (man) or £9 (woman) graduated contributions paid you get £0.0963